Academic & Administrative Faculty Benefits at a Glance

Welcome to the University of Nevada, Reno.  The following information is a summary of the benefits you are entitled to as an employee. In the event of any difference between the terms of this summary document and the plan or governance documents, the terms of the plan or governance documents will prevail.

Group Health Insurance

Coverage begins on the first day of the first full month of employment. Enrollment must take place within 15 days of start date.

  • Employee Coverage

    Employee coverage includes:

    • $25,000 Term Life Insurance
    • Medical
    • Dental
    • Vision (limited)
    • Travel Policies
    • Long Term Disability, which covers 60% of gross earnings capped at $7,500.00/month
  • Dependent Coverage Includes

    Dependent coverage includes:

    • Medical
    • Dental
    • Vision (limited)
    • Travel Insurance
  • Health Insurance Options
    Monthly employee insurance premium rates for Plan Year 2019 (07-01-18 through 6-30-19)

    Benefit Description

    State of Nevada Statewide PPO Consumer Driven Health Plan (CDHP)

    Premier Plan Exclusive Provider Organization (EPO)

    Annual Deductible 

    $1,500 Individual / $3,000 Family ($2,600 Individual Family Member Deductible)

    No Deductible


    20% paid by participant after deductible

    No Co-Insurance

    Primary Care Physician

    20% paid by participant after deductible

    $25 co-pay

    Specialty Physician

    20% paid by participant after deductible

    $45 co-pay

    Urgent Care

    20% paid by participant after deductible

    $50 co-pay

    Emergency Care

    20% paid by participant after deductible

    $300 co-pay (waived if admitted to the hospital)

    Hospital Inpatient

    20% paid by participant after deductible

    $500 co-pay per admit

    Heath Savings Account / Health Reimbursement Arrangement

    Employee Only: $700+*$200

    Dependents: $200 each

    (up to 3 dependents)

    *Plan Year 2019 enhancement as part of a preventive care program & enrollment in Doctor on Demand and Health Care Blue Book.


    Out-of-Pocket Maximum

    $3,900 Individual / $7,800 Family

    $7,150 individual

    $14,300 family

  • Covered Individuals
    Coverage for qualified individuals

    Statewide PPO Consumer Driven Health Plan (CDHP)

    Premier Plan Exclusive Provider Organization (EPO)

    Employee Only



    Employee + Spouse/Domestic Partner



    Employee + Child(ren)



    Employee + Family



Mandatory Retirement Plans

Classified employees who have been hired into a permanent position are required to participate in the Public Employees’ Retirement System (PERS) of Nevada.

  • Retirement Plan Alternatives (PRA) Plan

    Administrative and academic faculty who are hired on an “A” or “B” contract of at least 50% are provided with a defined contribution 401(a) retirement plan commencing on their date of hire.

    Faculty who are a State of Nevada PERS (Public  Employees’ Retirement System) participant must continue to participate in PERS. Additional information regarding PERS is available at or by telephone at (775) 687-4200

    Under the terms of the Retirement Plan Alternatives Plan, employees must contribute 15.25% of their gross salary to the Plan. The employer also makes a matching 15.25% contribution. Both the employee and the employer contributions are invested into a 401(a) account. The retirement plan fund sponsor is TIAA and the employee may choose the funding vehicles for investment of their retirement contributions. 

    The plan provides for immediate vesting. The employer portion that the University contributes to does not allow cash distribution upon termination of employment before reaching age 55, while the employee contributions will be 100% cashable upon termination of employment (subject to IRS withdrawal limitations). If you terminate within the first five years of employment, both account balances may be withdrawn.

Voluntary Retirement Plans

As an employee of the Nevada System of Higher Education (NSHE) and the State of Nevada, you are eligible to participate in two Voluntary Retirement Plans that are explained below. Each plan has a basic annual contribution limit set by IRS. In addition, if you are age 50 or older you are eligible to contribute an additional amount. The voluntary retirement plans provide for employee contributions on a pre- tax or post tax basis. There are no employer matching contributions.

  • NSHE Supplemental 403(b) Plan

    NSHE Supplemental 403(b) Plan allows you to set aside additional pre-tax or post-tax (Roth) savings for your retirement. Free in-person financial counseling offered on UNR campus, low institutional fees and monitored funds provided in the program; funds available for loans. TIAA is a record keeper for this supplemental retirement program. Additional information is available on our 403(b) Plan page.

  • State of Nevada Deferred Compensation (NDC) 457 PLAN

    The NDC 457 Plan allows you to set aside compensation under the program to a supplemental retirement plan. Pre-tax and Roth options are available. VOYA Financial is a record keeper for this program. Additional information is available from the Benefits office.

Additional Benefits

For further information regarding the following benefits, contact HR Shared Services Benefits at 784-6082, unless otherwise indicated.

  • Annual Leave

    Faculty on a full-time “A” contract will receive two days per full month to a maximum accrual of 48 days at the end of the fiscal year.

  • Sick Leave

    Faculty on a full-time “A” or “B” contract starts his or her first year with 30 days. After the first year, two days per full month are accrued to a maximum of 96 days.

  • Sabbatical Faculty Development Leave

    Two-thirds salary for one year or full salary for six months upon approval by the appropriate committee (Sabbatical or Faculty Development Program). A faculty member may be granted either a sabbatical or a faculty development program leave once every seven years.

  • Pre-Tax Saving Accounts

    Health Savings Account (HSA) is a tax-exempt medical savings account for employees enrolled in a PPO plan. Contributions may be started and changed anytime, subject to IRS calendar maximum. Medical Flex Spending Account (FSA) is a tax-exempt medical account to be used for qualified medical expenses. Dependent care FSA allows employees to pay for dependent care expenses with pre-tax dollars. Additional information is available on our Voluntary Benefits page.

  • Workers' Compensation Coverage

    Covers employees in the event of work-related injuries. It is important to know the procedures to follow to make sure claims are processed appropriately.

    HR Shared Services Workers' Compensation

  • Voluntary Benefits Plans

    Long term care, supplemental term life, auto/homeowners/renters, short-term disability, college 529 plan, and a legal plan are available through payroll deduction. Additional information is available on our Voluntary Benefits page.

  • Educational Benefits | Grant in Aid

    Faculty can take up to six credits per semester at a reduced rate. Dependents of faculty have unlimited credits, but in order to be eligible children must be unmarried and under the age of 24 and must receive at least 50% of their financial support from the employee and/or employee’s spouse. Contact UNR Human Resources at (775) 784-6082.

  • State Income Tax

    No state income tax in Nevada.

  • Medicare Tax

    All new employees pay 1.45% Medicare tax, which is matched 100% by the University.

  • Recreation Facilities

    The E.L. Wiegand Fitness Center offers an annual or semester membership. For an additional charge you may also include family members. For information about the E.L. Wiegand Fitness Center contact 784-4041 or visit their website.

    E. L. Wiegand Fitness Center

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