Open enrollment

PEBP and NSHE open enrollment is May 1 through May 31

This is the time during the year to evaluate your PEBP Health Insurance benefits and to make changes to your current plan options and/or dependent coverage, if necessary. Any changes made during the PEBP Open Enrollment Period will become effective July 1. If you do not make any changes to your PEBP Insurance enrollment, your current plan options and dependent coverage will continue, and you will pay the associated premium.

Open enrollment steps

Actions that can be taken during open enrollment

Add/remove eligible dependents on medical coverage*
Change medical plan option
PPO Participants may switch from Health Reimbursement Account (HRA) to Health Savings Account (HSA) if eligible
Elect to decline coverage
Enroll in voluntary benefits plan(s) (example: Voluntary Life Insurance, Short-term Disability)

*Eligible dependents may only be added to an insurance plan that the employee is enrolled in. Supporting documentation such as a marriage certificate for a spouse or a birth certificate for a dependent child must be provided to PEBP by June 15 in order for the dependent to be added to the insurance plan.

Step 1 | Review PEBP's new health insurance plans and options

Available PEBP health insurance plans and coverage

Plan explanation webinars

View PEBP's calendar of events for live open-enrollment informational sessions.
View the slide deck for the northern Nevada and out-of-state open enrollment presentation.
View the slide deck for the Medicare Exchange presentation.

Step 2 | Enroll in a PEBP health insurance plan

Enroll now

Changes to your insurance plan or coverage level should be completed via the ePEBP Enrollment Portal.

Go to PEBP Open Enrollment Website

No action is required if you do not wish to make changes. Only employees who wish to change their PEBP health plan and/or add or delete dependents are required to take action.

Step 3 | Review NSHE's Healthcare FSA, Dependent Care FSA, and Prepaid Legal options

NSHE Flexible Spending Account (FSA) Plan through ASI

Plan through ASI NSHE Employees who wish to continue participation or who wish to start participation in the ASI Flexible Spending Plan must enroll during the Open Enrollment Period between May 1-May 31, 2025. Enrollment choices elected in May 2025 go into effect July 1, 2025.

Plan Year 2026 (July 2025-June 30, 2026) Maximum Contributions:

Health Care and Health Care Limited: $3,300 per plan year
Dependent Care: $5,000 per plan year ($2,500 if married but filing a separate tax return for the plan year)

Enroll online through the Open Enrollment item in your Workday inbox. The last day to enroll in this plan is May 31, 2025.

NSHE Legal Plan through MetLife Legal

You may enroll in this during Open Enrollment in May. You will be required to remain in the plan for the remainder of the plan year (July 1 through June 30 of each year).

Enroll online through the Open Enrollment item in your Workday inbox. The last day to enroll in the MetLife Legal Plan is May 31, 2025.

Learn how PEBP's HSA and HRA options compare with NSHE's FSA

Detailed plan comparison
Detail	Health Savings Account (HSA)	Health Reimbursement Arrangement (HRA)	Flexible Spending Account (FSA)
Plan Administrator and Contact Information	HSA Bank (833) 228-9364 askus@hsabank.com	HSA Bank (833) 228-9364 askus@hsabank.com	ASI Flex (800) 659-3035 asi@asiflex.com
Type of Account	Employee-owned	PEBP-owned	"Use it or lose it"
Tax Treatment	Tax-free	Tax-free	Tax-free
Who May Contribute	Employer or employee	Employer only	Employee only
Maximum Annual Contribution	2025 Self: $4,300 2025 Family: $8,550	NA	2025 Healthcare: $3,300 2025 Limited scope: $3,300 2025 Dependent care: $5,000 ($2,500 if married filing separately)
Annual Catch-up Contribution	Participants age 55 and older: $1,000	NA	NA
Minimum Annual Contribution	NA	NA	$300
Account Fee	NA	NA	Paid by NSHE
Enrollment	Enrollment is automatic through the PEBP enrollment event.	Enrollment is automatic through the PEBP enrollment event.	Completed by employee; Must re-enroll each plan year via Workday.
Eligible Participants	CDHP-PPO participants eligible for an HSA. To be eligible for an HSA: Must be an active employee enrolled in the Consumer Driven Health Plan (CDHP-PPO). Must not be enrolled in Medicare, Tricare, Tribal, HMO, EPO, Low Deductible-PPO or COBRA. Must not have secondary coverage unless secondary coverage is also a high deductible health plan. You cannot be claimed as a dependent on someone else’s taxes (excludes joint returns). Your spouse cannot have a medical F.S.A. or H.R.A. that can be used for your medical expenses.	CDHP-PPO participants ineligible for an HSA: LD-PPO participants EPO participants HMO participants Defaulted CDHP-PPO participants	Healthcare plan: CDHP participants with HRA LD-PPO participants EPO participants HMO participants Declined enrollment participants Limited scope: CDHP participants with HSA Dependent care: All participants with dependent children under the age of 13, or qualifying child or relative who is physically or mentally unable to care for him/herself.
Eligible Expenses	Eligible medical, dental, vision and prescription expenses: Reference IRS Publication 502	Eligible medical, dental, vision and prescription expenses: Reference IRS Publication 502	Healthcare: Eligible medical, dental, vision and prescription expenses Limited scope: Eligible dental and vision expenses Dependent care: Eligible dependent care expenses Reference ASI Flex list of eligible expenses
Carryover/Rollover of Unused Funds	Yes	Yes* As long as you remain eligible for the HRA	No
Portable Account	Yes	No	No
Reimbursement/Claims	For HSA, there is no deadline/expiration date to submit claims. A member can reimburse themselves for a provider bill, prescription, or eligible medical expense at any time (i.e., 10 years later). This only applies to care that occurred while the member was enrolled in the HSA-eligible plan.	For HRA, claims can be filed 365 days from the service date after plan's year-end date.	For FSA, participants can submit claims within 90 days following the end of the plan year. Dependent care FSA: Participants will be reimbursed up to what is in the FSA.
Debit Cards Issued	Automatically issued by HSA Bank to participants upon enrollment.	Automatically issued by HSA Bank to participants upon enrollment.	Must be requested by the participant via ASI Flex online member account.
Designation of Beneficiary Required?	Required! Must be designated through the PEBP Portal and HSA Bank member account.	NA	NA

Step 4 | Enroll in NSHE's FSA and/or Prepaid Legal options

Enroll now

Log into Workday to add or edit NSHE benefits