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Direct Student Loan Changes

Interest rates beginning Jul 1,2014 have not yet been established by the Department of Education.

Interest rates for all Federal Direct Student Loans disbursed on or after July 1, 2013 have been adjusted to reflect the Bipartisan Student Loan Certainty Act of 2013. The new interest rate will be tied to the “high yield of the 10-year Treasury note” as of June 1st preceding the effective period plus a predefined add-on. The interest rate for a loan, once established, will apply for the life of the loan – that is, the loan will be a fixed-rate loan. The new interest rates for the upcoming 2014-15 aid year are shown below:

Student TypeLoan TypeCurrent Interest Rate

(Loans First Disbursed 7/1/2013 – 6/30/2014)

Undergraduate Subsidized 3.86%
Unsubsidized 3.86%
Graduate Unsubsidized 5.41%
ALL PLUS & Graduate PLUS 6.41%


If you are planning on taking out Federal Direct Loans for the 2014-15 aid year, your loan servicer (assigned by the Department of Education) will adjust your loans to reflect the correct interest rate.

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University of Nevada, Reno

University of Nevada, Reno
1664 N. Virginia Street
Reno,  NV  89557-

(775) 784-1110
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