5,105: Insurance for Motor Vehicles

Revised: August 2005

Privately Owned Vehicles: The University does not have insurance coverage for the owner of a privately owned vehicle. Persons using private vehicles for official business must have personal automobile insurance. In the event of an accident, the private vehicle's insurance is primary. The use of private vehicles is reimbursed in accordance with state regulations.

Claims: Should an accident occur, the employee should notify the proper authorities (police), followed by his immediate supervisor. Claims involving another party must also be reported to the Tort Claims Manager in the Attorney General's Office (and the rental agency if a rental vehicle) at the address below. Details of the accident should be reported on form URM-002. This form can be found on the Business Center North (BCN) Risk Management Website.

Claims for damages to owned vehicles with APD coverage should be reported to the BCN Risk Management Office at (775) 784-4394 as soon as possible. Reports should be made on form URM-002 accompanied by three repair estimates and any police reports. Reimbursement will be made based on the lowest repair estimate. There is a $300.00 deductible.


Damages to rental cars should be reported to the rental agency and BCN Risk Management.


If a third party is responsible for the damage to a NSHE vehicle, it should be reported to the BCN Risk Management office so they can work directly with the third party's insurer for repair or replacement of the damaged vehicle. The cost of repairs will be reimbursed by NSHE Risk Management if there is APD coverage on the vehicle and the third party has no insurance or is not able to otherwise pay for the damages.


Attorney General Office

100 N. Carson Street
Carson City, NV 89701-4717
Lisabet Sherwood, Program Officer I
Telephone (775) 684-1263
Stan Miller, Tort Claims
Telephone - (775) 684-1252
Fax - (775) 684-1108

NSHE Risk Management Office

Mail Stop 014
2601 Enterprise Road
Reno, NV 89512
John L. Hansen, Risk Manager
Telephone - (775) 784-4901 ext. 237

BCN Risk Management

Mail Stop 241
Artemesia Building
Reno, NV 89557
Lisa Schaller, Specialist, Risk Management
Telephone - (785) 784-4394
Susan Dunt, Manager
(775) 784-4394