Voluntary retirement plans
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<p><span>As an employee of the Nevada System of Higher Education (NSHE) and the State of Nevada, you are eligible to participate in two Voluntary Retirement Plans that are explained below. Each plan has a basic annual contribution limit set by IRS. In addition, if you are age 50 or older you are eligible to contribute an additional amount. The voluntary retirement plans provide for employee contributions on a pre- tax or post tax basis. There are no employer matching contributions.</span></p>
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NSHE Supplemental 403(b) Plan
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<p><span>NSHE Supplemental 403(b) Plan allows you to set aside additional pre-tax or post-tax (Roth) savings for your retirement. Free in-person financial counseling offered on UNR campus, low institutional fees and monitored funds provided in the program; funds available for loans. TIAA is a record keeper for this supplemental retirement program. Additional information is available on our <a href="/bcn-nshe/benefits/retirement/403b-plan" title="403(b) Plan" class="intLink">403(b) Plan</a> page.</span></p>
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State of Nevada Deferred Compensation (NDC) 457 PLAN
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<p><span>The NDC 457 Plan allows you to set aside compensation under the program to a supplemental retirement plan. Pre-tax and Roth options are available. VOYA Financial is a record keeper for this program. Additional information is available from the <a href="/x10054.xml" title="Benefits" class="intLink">Benefits</a> office.</span></p>
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