A Study of Financial Education in the Clark County School District [PDF] Authors: Papadovasilaki, Dimitra & Parker, Elliott & Pingle, Mark. Abstract: This study reports the results of a financial literacy test given to more than four thousand students in 19 Southern Nevada secondary schools as a pre-test in advance of a financial education curriculum and again as a post-test. The schools vary demographically, and the delivery of the curriculum also varied. The results indicate male and Hispanic students exhibit lower levels of financial literacy; Asian and Black students improved less significantly. Financial literacy improved more when students had higher math scores, when the families of students had higher incomes and did not qualify for lunch support, when class sizes were smaller, and when teachers were more experienced. In general, the results of this study indicate actions that would improve education and would also improve financial literacy.