NSHE voluntary benefits plans

<p>NSHE offers several voluntary benefits options to its employees. Many of the optional plans are available through payroll deduction, and enrollment can be completed through the Benefits Worklet on your <a href="https://www.myworkday.com/wday/authgwy/nshe/login.htmld?returnTo=%2fnshe%2fd%2fhome.htmld" title="Workday Login" class="extLink">Workday</a> desktop:</p> <ol> <li>Log into Workday  </li> <li>Go to the Menu option (left side of the screen)</li> <li>Select Benefits and Pay</li> <li>Choose the Tab titled: Change Benefits</li> <li>Choose Change Reason: Newly Hired</li> <li>Enter the current date and submit</li> <li>Complete elections</li> </ol> <h3><strong>Accident Insurance</strong></h3> <p>Metlife offers Accident Insurance to help out with sudden and often costly accidents. Even with health insurance, employees still would be responsible for copayments, coinsurance, and living expenses. The impact of a sudden accident can have dire financial consequences. With Accident Insurance, employees receive a lump sum payment for covered events related to an accident that can help cover those costs. Regardless of insurance coverage, Metlife pays the benefit amount directly to employees. For more information on Metlife Voluntary Products, visit the <a href="https://www.metlife.com/business-and-brokers/employee-benefits/life-insurance/" title="MetLife Inusrance" class="extLink">Metlife</a> website. To enroll in a Metlife voluntary product, navigate to the <a href="https://www.myworkday.com/wday/authgwy/nshe/login.htmld?returnTo=%2fnshe%2fd%2fhome.htmld" title="Workday Login" class="extLink">Workday</a> page and click on the Benefits worklet. Navigate to the Benefits tab in the change column to enroll in Voluntary Benefit Plans.</p> <h3><strong>Cancer Care Insurance</strong></h3> <p>NSHE offers two cancer insurance plans for employees through <a href="https://americanfidelity.com/products/benefits/cancer-insurance/" title="American Fidelity Cancer Insurance" class="extLink">American Fidelity Cancer Insurance.</a> Plans are available to employees under age 65 who have not previously been diagnosed as having cancer. Both plans will provide coverage for the actual charges incurred by a covered person for the treatment of cancer, leukemia, or Hodgkin's disease. Employee and family plans are available. For more information, you may visit the <a href="https://americanfidelity.com/products/benefits/cancer-insurance/" title="American Fidelity Cancer Insurance" class="extLink">American Fidelity Cancer Insurance</a> website.</p> <p>For enrollment, navigate to the <a href="https://www.myworkday.com/wday/authgwy/nshe/login.htmld?returnTo=%2fnshe%2fd%2fhome.htmld" title="Workday Login" class="extLink">Workday</a> page and click on the Benefits worklet. Navigate to the Benefits tab in the change column to enroll in Voluntary Benefit Plans.</p> <h3><strong>Legal Plan: Metlaw (Hyatt Legal)</strong></h3> <p>Whether you are buying a new home, drawing up a will or just need some legal advice, MetLaw can give you easy access to experienced, participating attorneys, plus you will receive a wide range of covered legal services for a low monthly fee. You may enroll in this plan as a new hire within 60 days of your start date or once a year during open enrollment in May. You will be required to remain in the plan for the remainder of the plan year (plan year for MetLaw runs July 1 through June 30 of each year). For more information, please visit <a href="https://info.legalplans.com/Decision/" title="Hyatt Legal Plans" class="extLink">Hyatt Legal Website</a> (a MetLife Company).</p> <h3><strong>Short-Term Disability Insurance: American Fidelity</strong></h3> <p>Disability Income Insurance pays a monthly benefit up to 60% of your salary if you become disabled on a short-term basis. Benefits begin on the 15th day of disability and pay up to 180 days or to age 70, whichever occurs first. Your coverage will take effect on the requested effective date following the date your application is approved, provided you are actively employed and premium is paid. If you are not enrolled in PEBP medical insurance, this is the only Short-Term Disability policy that you are eligible to enroll. For more information, you may visit the <a href="https://americanfidelity.com/products/benefits/" title="American Fidelity Benefits" class="extLink">American Fidelity Benefits</a> website.</p> <h3><strong>Term Life Insurance-UnitedHealthcare (comprehensive medical package)  </strong></h3> <p>If you participate in the State of Nevada PEBP sponsored medical plan, part of the comprehensive medical package is a basic term life insurance policy in the amount of $25,000. Your monthly health insurance premium includes this term life insurance policy coverage. Your health insurance premium will be deducted from your NSHE pay advice each month. This term life insurance coverage helps protect your loved ones in the event of your death. See the UnitedHealthcare Certificate for more detailed information about this coverage.</p> <h3><strong>Term Life Insurance: Western Insurance</strong></h3> <p>Western Insurance offers supplemental life insurance coverage underwritten by Sun Life Financial Inc. (rated A++ Superior). New employees will be provided up to $300,000 “guaranteed issue” coverage, limited to four times salary. The first $150,000 is a “guaranteed issue” regardless of salary for the eligible employee and $50,000 “guaranteed issue” coverage for the spouse/domestic partner. The “guaranteed issue” means that an applicant does not have to submit evidence of insurability (health-based questions), provided the employee applies during the first 60 days of the date of hire/eligibility. Current employees are eligible for up to $500,000 coverage for employees and $250,000 for the spouse/domestic partner, subject to evidence of insurability. For more information and to apply, please visit the <a href="https://wisnv.com/plans-higher-ed-employees" title="Western Insurance Specialties" class="extLink">Western Insurance</a> website or call <a href="tel:17758262333" title="(775) 826-2333" class="extLink">(775) 826-2333</a>.</p> <h3><strong>Western Insurance Accidental Death and Dismemberment (AD& D) Policy</strong></h3> <p>Employees enrolled in the Western Term Life Insurance Policy are eligible to add on additional AD&D coverage. In addition to the accidental death coverage, the policy also includes coverage for accidental dismemberment and pays a schedule of benefits that involve loss of hearing, loss of sight, paralysis, bereavement counseling, and rehabilitative training. For more information and to apply, please visit the <a href="http://nshe.wisnv.com/" title="Western Insurance Specialties" class="extLink">Western Insurance</a> website or call <a href="tel:17758262333" title="(775) 826-2333" class="extLink">(775) 826-2333</a>.</p>