STUDENT HEALTH INSURANCE

What is Student Health Insurance?
The University of Nevada offers a student health insurance plan to all students who are taking 9 credits or more. This plan is a major medical insurance plan specifically designed for students. As a University student, both you and your family members are eligible to purchase this plan. All students wishing to enroll in the student insurance must first pay the health fee. Dependents are not eligible for care at the Student Health Center.

What it is not:
The Student Health Fee is not an insurance policy. Paying the health fee entitles you to use of the Student Health Center, unlimited office visits, certain laboratory tests and reduced cost of prescription medications. However, procedures, X-rays, and referrals to specialists result in an additional cost. The student health insurance policy is designed to help students by covering additional costs of health care.

Why do I need it?
Often, coming to college is the first time many students become responsible for their own health care. Many of you may have health insurance based on your parents' policy however, there are often age restrictions that apply to these policies. You may become ineligible to continue on your parents' insurance policy while still in college. Also many insurance companies have strict guidelines for coverage in other states, many unforeseen events or circumstances that can occur may become very costly without coverage. 
Please note that the insurance plan works independently of the University of Nevada, and all student insurance premium dollars that are paid through the UNR Cashier's Office go directly to the insurance company. The Student Health Center fees provide an insurance coordinator to answer questions about the policy and to help refer students to the proper insurance personnel.

How do I enroll?
The insurance policy may be purchased by the semester or annually. Benefits are available for spouses or other family members for additional costs. To enroll, premiums may be sent at the time of registration or within the first 14 calendar days of each semester at UNR.

What are the benefits?
This insurance policy through Aetna Insurance is designed as an accident and sickness policy that is affordable to students. There are certain limitations and restrictions of this policy which you can review by reading the Benefits Summary. For more information, see University of Nevada, Reno Student Health Insurance Program.

If you have additional insurance questions please contact the Student Health Center Insurance Coordinator, Pru Forthun, at (775) 784-6598.